50-30-20 Rule:Allocate your after-tax income into three categories: 50% for needs (essentials like rent, groceries, and utilities), 30% for wants (entertainment, dining out), and 20% for savings and debt repayment. This simple framework helps balance spending and saving. 1% Rule of Impulse Buys:For any unplanned purchase that costs more than 1% of your annual income, […]
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Tactile Elements: Raised lettering or braille on credit cards can help people with visual impairments identify their cards and use them at ATMs and point-of-sale terminals. Digital Onboarding: The ability to apply for and manage a credit card online can make it easier for people with disabilities or those who live in remote areas to
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In 2024, several key technology trends are set to shape the future of business and industry. Here’s a look at the top strategic technology trends: 1. AI Trust, Risk, and Security Management: Focuses on ensuring AI systems are secure, trustworthy, and resilient against various risks. 2. Sustainable Technology: Prioritizes eco-friendly technologies that support sustainability initiatives
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