Infographics

50-30-20 Rule:Allocate your after-tax income into three categories: 50% for needs (essentials like rent, groceries, and utilities), 30% for wants (entertainment, dining out), and 20% for savings and debt repayment. This simple framework helps balance spending and saving. 1% Rule of Impulse Buys:For any unplanned purchase that costs more than 1% of your annual income, […]

In today’s competitive landscape, financial institutions (FIs) can’t afford to be complacent. A recent study by MX* found that nearly half of Gen Z (45%) feel their financial providers fall short of their needs. This dissatisfaction isn’t limited to younger demographics – a quarter of all consumers share this sentiment.(Refer to the infographic) These statistics paint

Challenge:One of our clients, a mid-sized enterprise, recently conducted a comprehensive Training Needs Analysis (TNA) for their sales team. The TNA revealed significant gaps in negotiation skills and product knowledge, leading to inconsistent sales performance and missed revenue targets. Despite investing in a high-quality training program, the company observed that the knowledge and skills acquired

Elections can bring uncertainty to the markets, but your financial strategy doesn’t have to waver. In our latest blog, we delve into how people’s financial behaviours are influenced post-elections and offer actionable strategies to manage market volatility effectively. Highlights:– Understanding market volatility– Why timing the market is risky– Importance of continuing your SIPs– Strategies for